WeDJ Insurance Program - Provided by G. A. Mavon & Co.

Policy Terms

WeDJ.com Insurance Program

Liability & Property Insurance Specifications for
Members of WeDJ.com

You must be a bronze level (or higher) member of WeDJ.com to participate in this Insurance Program. Membership is issued by WeDJ.com. Membership numbers are non-transferable. Fraudulent use will result in revocation of membership and insurance privileges.

This summary is not an all inclusive description of the policy terms and conditions. Please note, this is a group policy and all terms and conditions may not apply to you. Please refer to your binder and/or declaration page for your specific limits, effective and expiration dates. Policy forms pertaining to coverages can be found under the Policy Forms section on this website.

LIABILITY COVERAGE

Master WEDJ.com liability policy with each member as an individual insured member. LIMITS APPLY TO EACH MEMBER

Liability limits $1,000,000 per Occurrence, $2,000,000 Aggregate
Products & Completed Operations Aggregate $2,000,000
Personal & Advertising Injury. $1,000,000
Damage to rented premises $50,000
Medical Expense Limit $5,000
Property Damage Liability Deductible $250
Professional Liability Limits $100,000 per occurrence, $100,000 aggregate (if purchased)
Covers you for sums that you become legally obligated to pay as a result of bodily injury or property damage arising out of your business operation
Premises owners & venues can be added as additional insured

MAJOR EXCLUSIONS: Explosives, Animals, Errors & Omissions (unless purchased), & Contingent Business Operations, Pyrotechnics, Assault & Battery, Inflatables (bounce houses).

EQUIPMENT COVERAGE IF PURCHASED

Master WEDJ.com liability policy with each member as an individual insured member. LIMITS APPLY TO EACH MEMBER

Coverage is for equipment, related accessories and music libraries while on or off your premises. Risks of direct physical loss, except those causes of loss specifically excluded are covered
Valuation is on a replacement cost basis with no co-insurance
DEDUCTIBLE PER LOSS: $250 for property damage, $750 for theft
Theft is not covered unless there is a sign or indication of forced entry. This exclusion applies to vehicles.
Premises owners can be added as additional insured
You may insure additional office equipment & furniture, etc.
No coverage for self inflicted damage