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The amount of remote schooling and working that has increased due to the worldwide COVID-19 pandemic has also spurred an increase in cyber crime. While big industry has become a target for hackers, 85% of breaches occurred through human contacts, indicating it can happen to the individual just as easily as the corporation. Cyber liability insurance is a great investment, especially in today’s climate. Here are some tips for improving personal cybersecurity.
Ransomware attacks are a major form of cyber crime in 2021. The best way to avoid ransomware is to patch outdated software to eliminate critical flaws used by hackers to gain access.
Utilize Two-Factor Authentication
Multi-factor authentication creates extra security layers to the traditional method of online identification. In addition to the regular username and password, you would be required to provide a PIN number, a secret code received by text or call, answers to security questions, or even a fingerprint.
Choose Strong Passwords
A unique password is crucial to prevent hackers from accessing your data. The National Institute of Standards and Technology implemented a password policy framework that has some tips for cyber health through maintaining effective passwords:
- Choose a user-friendly password with a minimum of eight characters and a maximum of 64, including four symbols and at least one of these:
- uppercase letter
- lowercase letter
- Choose something memorable and avoid writing it down where others can see it.
- If you forget your password, reset it.
- Change it annually.
Utilize Anti-Virus Protection
Anti-virus software from trusted vendors is very effective at blocking malware and other viruses from infiltrating your device. Firewalls are also helpful to keep out malicious activity by screening the traffic that enters the device from the internet.
Beware of Phishing
Phishing schemes are on the rise, where the hacker poses as a legitimate sender to trick victims into releasing sensitive information, clicking a link, or opening an attachment. Here are some tips for guarding against phishing scams:
- Be automatically suspicious of emails. Check sender and scan content for grammatical errors.
- Friends’ accounts can be hacked, so use caution!
- Investigate the safety of a link by hovering over it with the mouse to see where it will direct you before you click it.
Use the 3-2-1 backup rule. Keep three copies of your information on two different types (ex: external hard drive and local network) of media and one copy in off-site (cloud) storage.
Avoid Using Public Wi-Fi
If you must use public Wi-Fi, use a VPN to encrypt the data between your device and the server. If you don’t have a VPN, your cell network is better than public Wi-Fi.
Technology is here to stay, and so is the onslaught of internet crime that comes with it. Common sense, a modicum of caution, and the use of prescribed security measures will help you to avoid becoming the next cyber victim.
About Mavon Insurance
At Mavon Insurance, we pride ourselves on our unique approach to insurance. We focus on integrity, communication, professionalism, respect and gratitude to help our clients succeed and place business in specialized markets. For more information about our products, or to become an agent, contact us today at (855) 248-1480.